Calculate your net take-home pay after federal income tax, FICA (Social Security & Medicare), state income tax, and pre-tax deductions. Based on 2024 tax rates.
Estimate your actual take-home pay after taxes and deductions with our free calculator, helping you budget based on what you'll really receive, not your gross salary.
Take-Home Pay = Gross Pay − Income Tax − Other Deductions (retirement contributions, insurance premiums, etc.).
The gap comes from income tax withholding plus other deductions like retirement contributions or insurance.
This calculator covers common deductions; check your pay stub for a complete breakdown.
The calculation principle is the same, though hourly pay can vary week to week.
Net (take-home) pay is what actually hits your bank account, so it's generally more useful for budgeting.